财政援助计划

Federal Pell Grant Program: Available to undergraduates enrolled for six or more credits who demonstrate 需要. 每年最高6495美元. 资格 limited to a maximum of 12 semesters or 6 years.

Federal Supplemental 教育al Opportunity Grant: Available to undergraduates enrolled for nine or more credits who demonstrate exceptional 需要. 每年最高1800美元.

学费减免: State waiver available to undergraduate residents of Massachusetts enrolled for six or more credits who demonstrate 需要. This award on the account is specifically applied 州内学费.

大规模现金补助金: State grant available to undergraduate residents of Massachusetts enrolled for six or more credits who demonstrate 需要. 

Massachusetts Grant Program (MASSGrant): A State grant for a maximum of eight semesters. Available to Massachusetts residents who do not have an undergraduate degree. Full-time enrollment required. FAFSA申请 deadline is August 1 for the 2022-2023 学年. 每年最多2200美元.

Massachusetts College of Liberal 艺术s Grant: Available for undergraduates enrolled for six or more credits who demonstrate 需要.

兼职补贴: Available to part-time undergraduate residents of Massachusetts enrolled for 6-11 credits who demonstrate 需要.

保罗·E. 聪格斯奖学金: Available to full-time Massachusetts residents in the top 10% of their high school graduating class (or who have a recalculated GPA of 3.75 or better) and SAT I totals of 1200. Renewable based on continued enrollment with a cumulative GPA of 3.3或以上. Awarded at the time of admission. Tuition and mandatory college fees are waived under 这个程序.

State University 实习 Incentive Program: 可作为 一次 award to full-time students from Massachusetts who meet certain criteria. 学生 who apply for a credit-based internship will automatically be reviewed to see if they 有资格参加 实习 Incentive Grant. 

Federal College Work Study: Part-time jobs for full-time students enrolled for who demonstrate 需要. 每两周 paycheck is received for hours worked. 起薪为13美元.50/hour and all earnings are paid at straight time. Award cannot be applied to the semester invoice. 

 

Federal Direct Subsidized Student Loan: Long-term, low interest loan. 3的固定利率.73% for the 2021-2022 学年. Available to undergraduate students enrolled for six or more credits who demonstrate 需要. Repayment begins six months after graduation 或退出. 贷款费用1.057% (before October 1, 2021) will be deducted from 所有贷款收益.

Maximums for Subsidized AND Unsubsidized Loans (based on grade level)

$3,500 1st year; 1-29 credits earned
$4,500 2nd year; 30-59 credits earned
$5,500 3rd-5th year; 60 or more credits earned
Up to $20,500 per year for graduate students

Federal Direct Unsubsidized Student Loan: Long-term, low interest loan. 3的固定利率.73% for the 2021-2022 academic year for undergraduate loans. 5的固定利率.2021-2022年为28% graduate loans. Undergraduate and graduate students must be enrolled for six or more credits. 不 based on financial 需要; however, you must apply using the financial aid application process. Interest payment charged while enrolled. Repayment begins six months after graduation 或退出. 贷款费用1.057% (before October 1, 2021) will be deducted from 所有贷款收益. Loan maximums same as subsidized, above.

Federal 直系家长加贷款 Program: Available to parents of dependent students. Fixed interest rate of 6.2021-2022年为28% 学年. 贷款费用4.228% are deducted from all loans processed before October 1, 2021. A parent's PLUS loan will enter repayment 60 days after the funds are fully disbursed and the repayment term is up to 10 years. However, a parent PLUS loan borrower is allowed to defer payments while the student is in school at least half time and for a 6 month grace period after they graduate or leave school. 这将取决于 the borrower to make payment arrangements with their servicer. 父母可以借 up to the full cost of attendance less merit and 需要-based aid. 直系家长加贷款 信息.

Massachusetts No Interest Loan Program: State No Interest Loan awarded to eligible Massachusetts undergraduate residents who are enrolled in 12 or more credits. Repayment begins six months after graduation 或退出..

Completing Your Master Promissory 不e (MPN) & 入学咨询

If you are a first time Federal Direct Student Loan Borrower at MCLA, must complete a Master Promissory 不e (MPN) and entrance counseling before receiving loan proceeds 从你的第一笔贷款开始. Complete Counseling Online